Home Loans

Search, Buy, Sell and Save...
on your next home with Waterfront Federal Credit Union.

At Waterfront Credit Union, we know that your search for a home starts long before you apply for a loan. Together with our home loan partner, CU Home Mortgage Solutions, we offer a range of member benefits from 100% financing options to the Home Affordable Refinance Program. There are many advantages to choosing Waterfront Credit Union for your home loan:

  • Local processing, underwriting and servicing.
    Our mortgage partner, CU Home Mortgage Solutions, retains the servicing on all mortgages so you make your payment to just one company for the life of your loan.
  • Waterfront Credit Union will save you money on your mortgage.
    Credit union members get lower closing costs, more competitive interest rates and lower mortgage insurance (MI) premiums.
  • Guaranteed to close in 30 days or less on purchase loans.
    We pledge to close your loan on time! See our "Closing Date Guarantee".
  • A partnership with CU Realty provides our members with the benefits of the HomeAdvantage Program. Search for a home, find a reliable real estate agent and receive a rebate at closing averaging $1,500.

Our MLS data is current – updated daily – and is the same information available to real estate agents. You can save your favorite searches and get updated whenever new properties matching your search criteria are posted. Enroll today for free to start your search.

A reliable real estate agent is key to a successful home search. We partner with the best agents in Western Washington who meet our high standards.

When you register for the HomeAdvantage Program and use one of our trusted real estate agents, you can get a rebate in cash or apply it directly to your closing costs. On a $250,000 home, the average rebate is $1,500.